Thanks again Big O!

So not only does the visit by the Pres mean I will not be able to leave work at lunch today due to massive traffic restrictions as he flies is air force one into the airport I look at everyday out my work window, but I get a notice from American Express.

Yes, the Big O man passed that great credit card reform law, remember? You know where credit cards cant pitch their crap to college kids, and all that nice protection for the masses that was promised?

Well, now on top of B of A increasing all their frivolous fees on my other card, good old American Express Blue just gave us notice that starting October 1st, our interest rate will go from a lucrative 7-9% to 11.99% plus prime, not to be less than 15.99% anual APR!!!!! And we are a member in good standing!!!!! (No late fees, no delinquent payments, etc.) They actually had the audacity to state it was due to changing economic times! (Yeah, that is what my work stated when they gave out NO raises, and my DH job when they terminated his contract, leading to 8+ months of unemployment!)

And what do I find when I search the internet, but this news article from July...

http://www.usatoday.com/money/perfi/credit/2009-06-29-banks-fees-credit_N.htm?obref=obinsite

Just freaking wonderful! Now for me, all it means is I will take a bit of cash from savings and tell good ol AM to go pack it sideways and they will never get a bit of intrest out of me again! HA HA!

But what about all those people the big O promised to protect? All those people that do not have a bit in their savings to pay off their credit? They get HOSED!!!!!!!!

So how does this govornment regulation help me? I can't see it.

And now the pitch on health care reform. Where I loose my right to choose my health coverage, where I have to pay for others who choose to not pay for insurance! Again, I do not see me or my family coming out of this on the winning side!

Grumble over...

Change

Change,

Everyone wants Change. What is change? Is it not today? Is it tomorrow? Things sure have changed since yesterday. What a vauge amorphic thought. Change.

So will my life change because the elections are over? (Thank god, thought those people would never stop calling me pitching their "guy" every night during dinner)

Well, Life went on, work went on, nothing big and earth shattering has happened, (besides my husband being let go at work, but to be fair, that was decided before November 4th).

So what change can I expect? What is there that this presedent will make my life and living situation so much better? I can't see it. But honestly I did not see a much of an improvement with the other guy.

What do we want for change? What do I expect to change? Humm, maybe not paying 22% on 100% market value assesment on my house for property taxes would be nice. Will that happen? You-betcha-your-tookass, don't see that in the change forcast! Will I pay less federal taxes? Uhm, please, don't see that happening either!

What will change? Inflation will continue, price for goods will continue to rise their ever creeping rate, slowly making that measily rase I got this year nothing more than a lunch subsidy. My house value will continue to crash, my 401K will continue to loose money (about 1/3 the value it was a year ago!). That is the change I can count on. Gee, I am feeling just peachy about change.